Affordable Payment Options
The cost of your orthodontic treatment will vary depending on your individual needs and treatment plan. Our staff will discuss with you the cost of your treatment and each available payment plan option, so that you can make the best choice for you and your smile. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.
** Our practice accepts most major credit cards and insurance plans.
Insurance
If you have insurance that will be covering any portion of your orthodontic treatment, our office staff is happy to work with you and your insurance company. We have found that the more you know about your individual policy, the easier it is to process your claim. Many insurance plans cover a portion of the fees. You will need to bring a copy of your insurance card to our office so that we may properly submit claims to your insurance company.
How does orthodontic insurance work?
There are many different agreements between insurance carriers and their subscribers, and each policy provides a different benefit. Each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic services. Orthodontic insurance differs from regular dental insurance in that it rarely pays for orthodontic treatment in full. The insurance company generally pays the orthodontist an initial payment when the braces are placed and then monthly, quarterly, or annual installments for the remaining months of treatment. If the orthodontist estimates that you will be in braces for two years, then you would want to make sure to keep your dental plan during those two years. If you drop your dental insurance before your benefit has finished paying, this can result in more out-of-pocket expenses for you. If your dental insurance changes during the course of treatment, make sure the new insurance company takes "work in progress".